Buy To Let Mortgages Advisor

If you are looking for a buy to let mortgage, there are literally hundreds of buy to let mortgage deals available from a huge range of lenders – in fact, buy to let mortgage deals are fantastic at the moment, but only if you have the right deposit and you meet the lender’s strict criteria. [...]

A lot of people ask me about buy to let mortgages, and one of the biggest questions is ‘How much deposit do I need for a buy to let mortgage?’ Ideally you need a 25% deposit but some lenders have started to relax their criteria, so you could get away with 20% deposit. In fact, [...]

We are still in a situation where each month, mortgage approvals are falling. In the last twelve months mortgage approvals have fallen by 13% whilst other types of personal borrowing has remained ‘subdued’. Last month there were 30,533 mortgage approvals, with a combined worth of £4.8 billion. Although figures are lower than this time last [...]

With a severe shortage, student buy to let investments are becoming an increasingly popular investment choice. Although school leavers are facing financial difficulties with tuition and living fees, the number of students is on the increase. Accommodation is one of the largest outgoings that a student will face, and there has been a rise in [...]

Top tips for buy to let investment The income you can achieve from buy to let investment if you have enough money for a deposit is an attractive investment compared to low savings rates and the volatile stock market. With the low house prices, rising rents and great buy to let mortgage deals, investors are [...]

Buy to let investment strategies I’ve just read a post (link below) by Mark Alexander, landlord and founder of Property118 who states that the buy to let rule of thumb is to have 20% of the value of your buy to let mortgage in cash at any given time. This means that you have the [...]

When should you consider using a bridging loan to purchase property? Bridging is definitely a short-term solution, and lenders will always ask for the exit strategy. If the exit strategy is the sale of an existing property then this can be risky in the present market conditions, so you must be sure that your property [...]

HMO investment advice I’ve just read this post from someone asking for advice on becoming a HMO landlord. He has been doing sums and wants to get out of the rat race and info HMO ‘landlording’, believing that it’s a profitable route into property investment. He has found lenders who will back him up, but [...]

Due to strong growth in the rental sector and the array of cheap buy to let mortgages currently available, buy to let lending has risen by 20% in the last 12 months. The Council of Mortgage Lenders (CML) has reported that over 33,000 loans worth £3.9bn were issued between March and June 2012, which is [...]

The Nationwide Building Society this week reported that house prices have fell again last month, making it the fourth time in five months. House price predictions 2012 are very difficult to predict. In July dropped by 0.7% making prices 2.6% lower than this time last year. The average house price currently sits at a figure [...]