Buy To Let Mortgages Advisor

According leading asset valuer xit2, lenders are facing a huge amount of unpaid interest mortgages that will mature before 2020. The amount currently stands at £116bn. Interest only mortgages are now rarely available, with lenders learning lessons from the past. At the peak of the credit boom, approximately 1.3million interest only mortgages were written. Interest [...]

We are still in a situation where each month, mortgage approvals are falling. In the last twelve months mortgage approvals have fallen by 13% whilst other types of personal borrowing has remained ‘subdued’. Last month there were 30,533 mortgage approvals, with a combined worth of £4.8 billion. Although figures are lower than this time last [...]

With a severe shortage, student buy to let investments are becoming an increasingly popular investment choice. Although school leavers are facing financial difficulties with tuition and living fees, the number of students is on the increase. Accommodation is one of the largest outgoings that a student will face, and there has been a rise in [...]

Top tips for buy to let investment The income you can achieve from buy to let investment if you have enough money for a deposit is an attractive investment compared to low savings rates and the volatile stock market. With the low house prices, rising rents and great buy to let mortgage deals, investors are [...]

HMO investment advice I’ve just read this post from someone asking for advice on becoming a HMO landlord. He has been doing sums and wants to get out of the rat race and info HMO ‘landlording’, believing that it’s a profitable route into property investment. He has found lenders who will back him up, but [...]

So what is rental yield and how do you calculate rental yield? Rental yield is the amount of money that you, as a landlord will receive by way of rent over the course of a year and get to keep after deductions from the tenants, divided by the value of the property. The higher the [...]